New York · Section 8
How much can you earn before you lose Section 8 in New York?
Losing Section 8 housing here can cost a family of 4−$18,528in a single step, the year it falls away.
The short answer
In New York, Section 8 housing for a family of 4 falls away around $85,000 a year. Crossing that can cut real take-home by $18,528 in one step, so a small raise can leave the household behind until pay climbs well past it.
Falls away around$85,000/yr
Biggest single drop$18,528
Local rent covered up to$3,644/mo
Your benefits cliff
New York, household of 4. The filled line is your real take-home. The dashed line is wages alone.
You now$84kOffer$85kSafe exit$176kWages onlyBenefits end$117k
Every number comes from a government source
Each figure is drawn from the primary government source shown above. Two values are close approximations, not filing-grade quotes: the ACA benchmark (SLCSP) uses each state’s largest metro as a stand-in, and childcare help varies by county — both land within roughly 10%. See how CliffCheck knows the numbers
Questions people ask
- How much can you earn before you lose Section 8 housing in New York?
- For a family of 4 in New York, Section 8 housing falls away around $85,000 a year. The exact point depends on your household, so check your own number, but that is where the drop hits for a typical family of 4.
- What income clears the cliff in New York?
- For a family of 4 in New York, real take-home passes its earlier level again at about $176,000 a year. Earn past that safe exit and the raise pays off for good.